McGehee Insurance http://www.mcgeheeins.com/ McGehee Insurance News en-us 2013McGehee Insurance http://www.mcgeheeins.com/images/logo.jpg McGehee Insurance News http://www.mcgeheeins.com/ 240 Mon, 1 Apr 2013 10:47:53 +0500 McGehee Insurance Are you prepared for a flood? http://www.mcgeheeins.com/News.asp?Article=11

Spring is here and that means it’s time to talk about flooding and flood insurance. The snowmelt and seasonal rain that typically begins early in the year are two major causes of flooding. But did you know that if your pool were to burst or leak and the water enters your home, that is also considered flooding? Surface water that seeps into your home, under the door or into the basement is also considered flooding. These things are not covered by your homeowners policy. You need to purchase a flood policy to ensure these types of losses are covered. 

Ask your agent about getting a flood insurance policy. Flooding is the most common natural disaster in the US. Let us help protect you from the flood. 



]]> Fri, 22 Feb 2013 11:04:26 +0500 McGehee Insurance Do you have your umbrella? http://www.mcgeheeins.com/News.asp?Article=10

An umbrella policy provides additional liability coverage over and above the coverage you carry on your personal insurance policies covering vehicles, homes, boats, ect. Most basic policies cover lawsuits up to $300,000 or $500,000 per accident. But, if you injure someone seriously, you can exceed those limits in just medical bills or lost wages. If a judgment is rendered against you for more than your coverage limits, you will end up paying any extra amounts out of your assets or future income.

You can purchase a 1 million dollar umbrella policy for around $250 a year. Because it is easy to cause an injury serious enough where you’re sued for more than your basic coverage limits, I recommend everyone needs an umbrella, especially those who have current significant assets or income. 

When purchasing an umbrella policy, your agent must make sure that your underlying auto, home, boat, ect liability limits meet certain minimum requirements-typically $300,000 or greater. This is a great way to receive an additional discount on your auto, home, other policies you currently have by adding an additional line of business. 
 
Call your agent today and ask about an umbrella policy! 
 


]]> Wed, 5 Dec 2012 11:01:53 +0500 McGehee Insurance Winter Driving Tips http://www.mcgeheeins.com/News.asp?Article=9
Dangerous winter weather will likely be here in the weeks ahead, so we'd like to remind you of a few helpful winter weather driving tips.
 
  • Drive for conditions-slower speeds, slower acceleration
  • Use your headlights
  • Don't use cruise control
  • Remember that 4 wheel and all wheel drive vehicles don't stop nor steer better on ice; be careful!
  • Leave extra room between you and the vehicle in front of you.
  • Slow down at intersections, off ramps, bridges and shady spots
  • Stay at least 15 car lengths behind a snow plow, they have a limited field of vision. Only pass when safe or when the plow pulls off the road
  • check your tires and tire pressure during cold weather
  • get a vehicle winter maintenance check-up.  Check your battery, belts, hoses, radiator, lights, brakes, heater/defroster and wipers
  • keep a full fuel tank, don't let it fall below half a tank on winter trips
It is also good to carry extra supplies with you in the winter.  A good winter survival kit includes flashlights, batteries, blanket, snacks, water, gloves, boots and a first aid kit.  Also keep an ice scraper/snowbrush, jumper cables and road flares on hand.
 
If worse comes to worse and you find yourself stranded, be safe.  Stay in your vehicle, put on your flashers, call for help and wait until it arrives.
 
Stay safe this winter, and remember, summer is coming!!!





 

]]> Thu, 6 Sep 2012 11:26:49 +0500 McGehee Insurance Life Happens http://www.mcgeheeins.com/News.asp?Article=8
Life happens.  It delivers both up and downs.  While you can't control the future, you can take steps to safeguard your family and the good things you've created. 
 
Just like putting on your seatbelt and locking the doors when you leave home, buying life insurance is one of the steps you can take to improve the odds that good things will happen and guard against the bad.  You buy life insurance for the same reason-to protect your family financially. It ensures that your loved ones will have the kind of lifestyle and opportunities you've hoped for your family-even if you aren't here.
 
Will your family be OK when life happens?  Call us today for a quote. Life insurance is more affordable than you may think. 
]]> Thu, 26 Jul 2012 13:59:33 +0500 McGehee Insurance Keep them covered at college http://www.mcgeheeins.com/News.asp?Article=7
It's difficult enough knowing they are going to be away from home, sometimes many miles away.  Give yourself added peace of mind knowing you are doing everything possible to make sure they are covered.
 
Most homeowner's policy can provide coverage for the personal property they take with them; computers, tvs, ect.   A simple endorsement can be made to your home policy to provide this coverage at a minimal cost to you.
 
Contact your agent for more details.
]]> Wed, 7 Mar 2012 10:15:25 +0500 McGehee Insurance Spring time 'toys' http://www.mcgeheeins.com/News.asp?Article=6 It's only March, but the warmer weather is bringing on spring fever!  It's  time to get the motorcylce and fishing boats out of storage.  We have very competitive rates on these 'toys' and allow you to customize your own policy.  Whether it be the new bike or fishing equipment on the boat, we can cover it all!  Make sure your toys are covered before going out to play! ]]> Wed, 8 Feb 2012 16:53:09 +0500 McGehee Insurance Valentine's Day is February 14th! http://www.mcgeheeins.com/News.asp?Article=5

Don’t forget to update your homeowner’s policy for any additional jewelry your sweetheart may surprise you with this year.  The average homeowner’s policy has specific limits included for jewelry.  Now would be a good time to talk with your agent to make sure your jewelry and other special items are fully covered.



 





 

]]> Fri, 23 Dec 2011 12:07:13 +0500 McGehee Insurance Welcome to our new website! http://www.mcgeheeins.com/News.asp?Article=3