When you are in an accident and are unable to work to make an income, disability insurance is there to cover your expenses. Individual disability insurance can replace 45-60% of your gross income on a tax-free basis in the event that you are unable to earn an income because of disability.
Many different disability insurance products are available to help protect you and your family against the financial hardship that may come with disability. Disability insurance is a great way to secure your financial stability in the event that you cannot work.
Disability insurance can help you to: