Car insurance coverage is there to help cover costs in the event of an auto accident or other related damages. Auto insurance is there to protect you from having to pay out of pocket if you have been in an accident. It not only covers yourself, but also those in the car with you, other drivers, pedestrians, and your car itself.
It can cost quite a bit of money to fix or replace a car if you have been in an accident or your car has been stolen. If you or anyone else is injured in an accident, medical costs can be very high. In addition, there could be a chance of lawsuit if you are responsible for damage or injury to others. Auto insurance provides you with the financial protection you need in the event of an auto accident so you are covered for damages or injury.